Travel & General Insurance Services Limited (t&g) has been operating 40 years as a specialist Insurer and specialist broker for the Travel Industry.

We provide:

  • bonding, guarantees, financial failure Insurance for Travel Organisers to comply with the Package Travel Regulations and
  • access to leading Insurers’ business Insurances tailored to Tour Operators and Travel Agents needs such as  Tour Operator Insurance, Directors & Officers, and Cyber Insurance.


We understand the Travel Industry. Our team are renowned for their expertise, knowledge, and personable service. 

Our clients benefit from working directly with us or through our network of specialist travel industry brokers and consultants. We work closely with the UK regulators ABTA, ABTOT and ATOL. 

ABTA: We are an ABTA Partner, underwrite ABTA Members Bonds and attend ABTA Conferences & Events.

ABTOT: t&g underwrites ABTOT Bonds and Financial Failure Insurance and ABTOT accepts topp for selected Members as an alternative to the ABTOT Bond.

CAA: We work closely with the CAA. We  underwrite ATOL Bonds and speak to the CAA regularly about ATOL reform. 

We expanded our operations into Europe, Summer 22, and opened up a European Division in France providing additional  bonding & insurance solutions for Travel Organisers who need to comply with the regulations in France, Germany, Austria, Ireland, Netherlands and Scandinavia. 

We operate as a Managing General Agents vested with underwriting authority by Hiscox Insurance Company Limited and Accelerant Insurance Europe SA (A rated Insurers).

Travel & General Insurance Services is authorised and regulated by the Financial Conduct Authority, Registration Number 304788

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Apply and manage your travel bonding account with t&g online.

t&g has close links with ABTOT and are pleased to recommend them as a travel trade association.