Cyber Insurance
Travel & General Insurance Services (t&g) is a specialist intermediary and acts in the best interests of our clients: offering Cyber Insurance at competitive prices with insurers that will provide day to day support in the event of a claim.
Cyber Insurance offers protection from cyber risks and data breaches which could damage your business, your reputation and cause financial loss. In the policy the following is insured:
- Cyber Response – Costs of identifying the course of the cyber event.
- Cyber Restoration – Costs to replace, restore or repair data, software and hardware that has been lost or damaged.
- Data breach – Collation of information and notification of breach to affected parties and/or the ICO (UK). Expert to provide advice to minimise publicity and reputational damage.
- Court Attendance – Compensation for attending court as a witness in connection with a claim against you.
- Credible Threat or Ransom demand – Expert to provide advice to minimise publicity and reputational damage.
- Business Interruption – Following a cyber event or data breach loss of income and increased cost of working during the interruption period but not exceeding a maximum period of 6 months, resulting from: Interruption or interference to your business and cancellation of contracts by customers due to reputational harm.
- Cyber Liability – Covers any award of damages and defence costs following an actual or alleged data breach.
- Option for Payment Card Industry liability – If a payment service provider brings a claim against your business for actual or alleged breach of any contractual duty under a card processing agreement.
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