Cyber Insurance

• Cyber Response – Costs of identifying the course of the cyber event.
• Cyber Restoration – Costs to replace, restore or repair data, software and hardware that has been lost or damaged.
• Data breach – Collation of information and notification of breach to affected parties and/or the ICO (UK). Expert to provide advice to minimise publicity and reputational damage.
• Court Attendance – Compensation for attending court as a witness in connection with a claim against you.
• Credible Threat or Ransom demand – Expert to provide advice to minimise publicity and reputational damage.
• Business Interruption – Following a cyber event or data breach loss of income and increased cost of working during the interruption period but not exceeding a maximum period of 6 months, resulting from:
  Interruption or interference to your business and cancellation of contracts by customers due to reputational harm.
• Cyber Liability – Covers any award of damages and defence costs following an actual or alleged data breach.
• Option for Payment Card Industry liability – If a payment service provider brings a claim against your business for actual or alleged breach of any contractual duty under a card processing agreement.