Travel & General’s Financial Failure Insurance – topp
Travel & General’s topp financial failure insurance policy is designed specifically for UK travel organisers seeking an alternative to bonding or trust accounts for their non-licensable packages.
Non-licensable packages are holidays without flights which require protection under the UK 2018 Package Travel Regulations, and not under the ATOL license scheme.
topp is accepted by ABTA and ABTOT as an alternative to their bonding schemes. It is also recommended by travel accountants, brokers, and introducers as a trusted and reliable financial failure insurance solution for their travel operator clients.
As a pay-as-you-go Financial Failure Insurance (FFI) policy, topp offers flexibility and ease of use. It is underwritten by Travel & General Insurance Services (t&g).
Benefits of topp Financial Failure Insurance:
Why Choose Travel & General Insurance Services for Your Financial Failure Insurance?
- Per passenger insolvency insurance– topp enables travel organisers and tour operators to meet regulatory requirements while providing consumer insolvency protection in compliance with UK Travel Regulations and bonding schemes such as ABTA and ABTOT.
- Suitable for accommodation-only sales – topp can also cover businesses offering villa rentals and similar accommodation-only services.
- Flexible payment structure – Clients pay 20% of the annual premium upfront, with the remaining balance settled through monthly passenger and revenue declarations.
- Expert underwriting – Every enquiry is reviewed by an experienced t&g underwriter.
- Trusted by the industry – topp has been a recognised and trusted insolvency protection solution for the travel industry for the past 40 years.
- Available in Ireland – A dedicated Irish topp policy, meeting Irish Aviation Authority (IAA) requirements, is available through our European division, Arcus Solutions. For more information, contact the Arcus Solutions team.
For 40 years, Travel & General Insurance Services (t&g) has been a specialist underwriter, consistently focused on providing travel bonds, travel industry guarantees, and financial failure insurance (topp) to support the travel industry.
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