Travel & General Insurance Services (t&g) is a specialist Insurer that has consistently focused on providing Travel Bonds, Travel Industry guarantees and Financial Failure Insurance products for the Travel Industry for the past 40 years.
We are the UK’s authorised insurer formed specifically to offer bonding by insurance to the Travel Industry. We issue bonds for more Tour Operators and Travel Agents than any other insurer. Over 700 Travel clients choose t&g’ s financial protection products – bonding and Financial Failure Insurance every year.
Our key strength is the knowledge that there is nothing more important than client service. As an Insurer we can help clients directly which increases efficiency and transparency reducing application and renewal times. We also have strong business relationships with specialist brokers and consultants.
Over 90% of our clients renew with us each year and we believe that part of our underwriting success is a result of the personal interest we take in getting to know our clients and their business. Understanding your business allows us to take account of your future bonding requirements. Every enquiry is assessed by an underwriter on an individual basis.
t&g are approved bond providers for ABTA, ABTOT and ATOL and our Financial Failure Insurance policy is accepted by ABTA and ABTOT.
Our Travel Bonds are insurance backed bonds which tend to be unsecured and require an annual premium to be paid.
topp our Financial Failure Insurance policy enables Travel Organisers to meet their regulatory requirements on a pay-as-you-go basis rather than a bond.
How to apply for a t&g Travel Bond or Financial Failure Insurance to meet your regulatory requirements.
Applying for ABTA Travel Agent and Principal (tour Operator) bonds/Financial Failure Insurance
Once you have received your ABTA decision letter we suggest that you contact the business team and send the decision letter with a copy of all your ABTA correspondence as well as latest audited and management accounts. Once received, we will review the information and advise you if we require further information to progress your enquiry.
To apply for ABTOT Bonds, ABTOT Financial Failure Insurance and ATOL Franchise you need to contact the ABTOT new business team directly. More information about the ABTOT joining process is here
Applying for ATOL Bonds
We suggest that once you have received your ATOL decision letter you contact the business team and send the decision letter with a copy of all your ATOL correspondence as well as latest audited and management accounts. Once received we will review the information and recommend you if we require further information to progress your enquiry.
Arcus Solutions our European division based in France provides travel bonds and surety products across the EU to Ireland, France, Germany, Austria, The Netherlands, Belgium, Sweden and Norway.
As an Insurer our clients speak directly to our underwriters which increases efficiency and transparency reducing application and renewal times.
Every enquiry is assessed by a t&g underwriter on an individual basis.
We are also a specialist broker providing access to leading Insurers’ business insurances these include:
Combined Liability Insurance also known as Tour Operator Insurance
Travel Disruption Insurance
Supplier Failure Insurance
Directors and Officers Insurance
Office Building and Contents Insurance; and
Travel Insurance, as an Approved Representative or Introducer
Our aim is to provide a comprehensive range of Travel Bonds and Business insurances to meet the needs of all Travel clients, so they do not need to go anywhere else.
t&g operate as a Managing General Agents vested with underwriting authority by Hiscox Insurance Company Limited and Accelerant Insurance Europe SA (A rated Insurers)
Travel & General Insurance Services is authorised and regulated by the Financial Conduct Authority, Registration Number 304788
Contact the t&g TeamEmail the team Call the team on 0207 065 5300
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